Thursday, September 16, 2010

Get Auto Insurance Online

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Save Money by Comparing Auto Insurance

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The Importance of Auto Insurance

Auto insurance is mandatory in every state. This necessary expense, while it may often appear to be a nuisance, can come in handy if you are involved in an accident. With medical costs and law suit judgments soaring, a solid auto insurance plan can offer the best protection of your precious assets.

There are two auto insurance systems mandated by the states: The No-Fault system and the Tort System. The No-Fault system- utilized by most states- requires your insurance carrier to pay your injury claims regardless of who caused the accident (up to a specified limit) if you are in an accident. In contrast, under the Tort System people injured in auto accidents will be forced to seek out-of-pocket medical care, and then sue the at-fault driver's insurance company for reimbursement. They must be able to prove that such medical care was reasonable and medically necessary; under this law, the at-fault party cannot sue for reimbursement of medical costs.

Having Auto insurance not only keeps you covered in case something happens, it also lets you have peace of mind that you are covered. After all, consider the alternative. Do you know what happens if you don't get car insurance? Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents. Insurance companies notify the department of motor vehicles of all policy cancellations, non-renewals, and new policies. If this is the case with you, the law enforcement officer will know it and it could cause you huge fines or worse. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. This can be expensive to the vehicle owner. Be sure that you follow your state's auto insurance laws!

Wednesday, September 1, 2010

Volkswagen Vento first drive : Winds of Change


The Polo hatchback, launched earlier this year, was Volkswagen’s first serious foray into the Indian market and saw a lot of investment being brought in by this very serious German carmaker to set up a state of the art manufacturing facility at Chakan in Maharashtra. But their seriousness to succeed in the Indian marketplace is even more evident now with the introduction of the Vento, which in simple words, is a Polo with a boot. They’ve engineered the Vento to be ‘best in class’ and have started with possibly their most successful platform – the Polo (apart from the Golf of course!). The Polo has sold over 11million units since 1975 and is a significant platform for VW. And this isn’t the first time the Vento name (which translates to wind in Italian) is being used for a VW car.

Maruti Suzuki Alto Cars in India


Maruti seemed to have finally found an answer to the long time top seller, the Maruti 800. Maruti initially bought the alto out with 2 engine options, the 800cc Maruti 800 and the 1100cc found mainly in Wagon R. The Alto has reigned the small car section for many years now

Tata Aria Coming in September 2010



Tata Aria
Expected in September 2010
Estimated price: Rs 12-14 lakh
Toyota built the Innova, Mahindra built the Xylo. So why will Tata stay quiet? Tata is building it’s first-ever MUV the Xover The Indicruz will compete with the Toyota Innova and the Mahindra Xylo. Tata’s car profile will have some more variety with this Multi-Utility Vehicle. The Aria is based on the platform of the Tata Safari and will sport the same 2.2-litre engine block which powers the Safari. The Aria will be the flagship model of Tata Motors and will come with all the beels and whistles like ABS and airbags, ESP and cruise control to increase the safety features. The car will also sport features like satellite navigation, touchscreen, GPS, 17"alloy wheels, infotainment, dual air-conditioning with automatic climate control and multi-controls on the steering wheel.

Styling:
Tata Aria has been design in Tata's UK Research and Development centre. The Tata Aria should be a trendy MUV, which will have most of the features of a MUV and should be spacious like most of the Tata vehicles. The front grille and the head light combination is somewhat similar to the Indica Vista with the headlight tapering upwards at the end.

Mechanicals:
The Tata Aria features the 32-bit 2.2-litre 16 valve DICOR engine which even powers the Tata Safari DICOR, Sumo Grande and the Xenon XT. The engine has two variants, one which produces 140bhp and the other which produces 120bhp. The Sumo Grande has the 120bhp engine whereas the rest has 140bhp engine. The Aria will come with a 140-bhp engine. The Aria will have twin exhausts. The Aria will sport independent double wishbone at its front and five-link suspension at the rear. The Aria will even come with a 4x4 option, which will be a permanent all wheel drive.

Competition:
The Tata Aria will be compete with the Toyota Innova when it comes to pricing. In terms of space, the other competition could be the Mahindra Xylo. However, considering the price of the top-of-the-line Aria, none these will be a competition to the Aria in pricing and features that it will come loaded with.

Overall Evaluation:

If Tata Motors has worked on its styling, build quality and plastics correct with cheap cost of ownserhip, then Tata might be able to some good numbers. The way today Indigo Manza has been doing fairly well.

EVEN GROWTH

Opposing the belief that the growth in automobile industry has catered only to the top income-stratum of society, Growth of exports of 32.8 % in the first three quarters of 2004-05, the fastest growth in volumes has come from commercial vehicles as against passenger cars.

Between 1998-99 and 2003-04, output of commercial vehicles has grown 2.8 times compared to the 2.2 times increase in passenger cars. Furthermore, two-wheeler output continues to dominate the volume statistics of the sector. In 2003-04, for every passenger car turned out by the sector, there were 7 two-wheelers produced. In the two wheeler segment, there is a greater preference for motorcycles followed by scooters, with both production and domestic sales of motorcycles increasing at faster rates than for scooters in the current and previous years. However, mopeds have registered low or negative growth. Export growth rates have been high both for motorcycles and scooters.